Auto Insurance Solutions

Your vehicle is more than just a way to get from point A to point B—it’s an essential part of your life. At Robert Taylor Companies, we understand that protecting your car, yourself, and others on the road is a top priority. Whether you're looking for basic coverage, need to meet specific state requirements with SR-22 filings, or want more comprehensive protection, we offer customizable auto insurance plans tailored to your needs. We have local offices in Lorain, Norwalk, and Parma, OH.

With personalized service and a commitment to finding the right plan for every driver, we ensure you’re always covered wherever the road takes you.

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Do You Have the Right Auto Coverage?

Many drivers only carry the minimum required insurance. But is that enough to fully protect you? Our tailored plans go beyond the basics, covering medical expenses, rental reimbursements, roadside assistance, and more. Protect yourself from the unexpected.

Types Of Auto Coverage We Offer:

SR-22 Filings

An SR-22 is a certificate of financial responsibility required for certain drivers by state law or court order. It is not an insurance policy but rather a form that your insurance company files with the state to confirm that you carry the minimum required liability insurance.

Who Needs an SR-22?

Drivers are typically required to get an SR-22 after certain violations, such as:

Driving under the influence (DUI) or driving while intoxicated (DWI).
Repeated traffic offenses or being labeled as a high-risk driver.
Driving without insurance.
Being involved in an accident without proof of insurance.

Duration: You must usually maintain an SR-22 for 2-5 years, depending on the state and violation.

Bond (Liability Only)

For drivers looking for minimum coverage, we offer liability-only policies, which protect you financially if you cause an accident.

Limits of Liability: Choose the right liability limits to cover bodily injury and property damage to others in the event of an accident.

Medical Payments

Medical bills can add up quickly after an accident. Our policies offer Medical Payments coverage to help pay for necessary medical expenses, regardless of fault.

Roadside Assistance

Breakdowns happen when you least expect them. Our Roadside Assistance coverage ensures you aren’t stranded, covering services like towing, tire changes, and more.

Rental Reimbursement

If your vehicle is in the shop after an accident, don’t worry about being without a car. With Rental Reimbursement, we cover the cost of a rental car while your vehicle is being repaired.

Uninsured/Underinsured Motorist Coverage

Unfortunately, not everyone on the road is properly insured. Uninsured/Underinsured Motorist Coverage protects you in case you're involved in an accident with a driver who lacks sufficient insurance to cover your damages.