Affordable Home Insurance

Your home is more than just a structure—it’s where you create memories and feel safe. But unexpected events can put that safety at risk. At Robert Taylor Companies, we offer tailored insurance solutions to help you safeguard your home, belongings, and financial future. We have local offices in Lorain, Norwalk, and Parma, OH.

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Homeowners Insurance

Homeowners insurance is designed to protect your home and the things you love inside it. From natural disasters to theft and accidents, our policies cover a range of risks.

Property Coverage:
Protects your home’s structure, including the roof, walls, and attached fixtures.

Personal Property Coverage:
Replaces personal belongings like furniture, electronics, and appliances in the event of damage or theft.

Liability Protection:
Covers legal fees and medical costs if someone is injured on your property.

Additional Living Expenses:
This program provides financial assistance if you need to live elsewhere temporarily while your home is being repaired.

Manufactured Home Insurance

Manufactured homes have unique needs compared to traditional houses. We offer policies tailored to protect your mobile or manufactured home from the unexpected.

Comprehensive Coverage:
Safeguards against fire, storm damage, and more.

Personal Belongings:
Covers your possessions inside the home, just like homeowners insurance.

Liability Protection:
Ensures you're covered if someone gets hurt on your property.

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Condo Insurance

Condo owners face different risks, as they share certain responsibilities with the condo association. Our condo insurance policies are crafted to fill the gaps and protect you.

Unit Protection:
Covers the interior of your condo, including walls, floors, and any upgrades.

Personal Property:
Protects your furniture, appliances, and personal belongings.

Liability Coverage:
Shields you from legal expenses if someone is injured in your condo.

Loss Assessment:
Covers your portion of repairs to shared spaces like hallways, lobbies, or roofs if damage occurs.

Do You Have the Right Home Insurance?

When was the last time you reviewed your home insurance policy? Many homeowners assume they’re fully covered until disaster strikes—then they realize they might not have the right protection. Insurance needs can change over time, whether it’s a house, condo, or manufactured home. Are you covered?

Fire
Personal Property / Contents
Property Damage
Additional Living Expenses/
Loss of Use
Jewelry, Fine Arts & Collectibles
Medical Expenses
Personal Liability
Miscellaneous Coverage
Personal Injury
Umbrella
Excess Liability Coverage
Flood Coverage
Secondary Home
Collectible Cars
Wine Collection
Water Back-Up
Off-Premises Theft

Let’s Get Your Home Covered!

Don’t wait until it’s too late—contact our team to discuss the right home insurance policy for you. Protect your home, belongings, and family with Robert Taylor Companies.

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